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Should a house have a lightning rod?

Most residential homes don't need lightning protection. However, if you have the following conditions then a lightning rod and lightning protection makes sense: You live in an area with a high frequency of lightning strikes. The home is tall.

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When lightning bolts shatter the night sky with flashes of light and the thunder booms, I often find myself wondering “do we need a lightning rod on our house? I suspect many others that live in areas prone to thunder and lightning storms ask themselves the same question. Therefore, we decided to look into thunder and lightning storms and provide some helpful information to everyone in this situation. First, get a free rating on your insurance companies. All car drivers and homeowners should know how good their insurance is. It’s true, not all insurance is created equal.

What’s the frequency of lightning storms?

On average, lightning strikes result in 100,000 to 200,000 home insurance claims per year. The cost of these insurance claims total around one billion dollars per year. See the chart below using data from the Insurance Information Institute showing a ten-year trend in homeowners insurance claims due to lightning. In terms of frequency, home insurance claims due to lightning strikes is much less than claims for wind, hail or water damage. However, in terms of the average cost per claim, the damage done is similar to these other, more frequent hazards.

Do I need a lightning rod to protect my home?

Most residential homes don’t need lightning protection. However, if you have the following conditions then a lightning rod and lightning protection makes sense:

You live in an area with a high frequency of lightning strikes

The home is tall

There are trees taller than the home within ten feet of the home

How does a lightning rod protect a home?

It’s not possible to prevent homes from being struck by lighting. Also, it’s important to understand that lightning rods are one component of a more complete lightning protection system. The objective of a lightning protection system is to intercept the high-voltage electrical energy and route it to ground while bypassing the home. Full lightning protection systems include surge protection to protect devices within the home. The term lightning rod is a reference to a copper rod mounted on or near the home. The objective of this copper rod is to provide the least resistance path to ground. Electricity seeks that least resistance path to ground. Hence, the lightning rod can divert energy from the atmosphere to ground. If you need a lightning protection system, contract with someone who specializes in installing such systems. ValChoice recommends consumers make sure they’re well protected by buying insurance from the best insurance companies. ValChoice rates every home and auto insurance company, in every state where they do business. Click the buttons below to find the best companies in your state.

Protecting Yourself in a Lightning Storm

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To extend the life of the preservative and offer the structure better weather protection, we recommend the use of an exterior wood oil to seal in the preserver. The oil top-coat can then be replenished as and when required, usually every year or 2 depending on the amount of weathering that the shed is exposed to.

Our advice on how to waterproof a shed, especially a new shed is to treat all exterior facing sides and panel edges with 2 coats of an exterior wood preservative, followed by 2 coats of an exterior wood oil prior to the shed being constructed. Older sheds or sheds that have recently been constructed should first be cleaned with a wood cleaner such as Barrettine Mould and Mildew Cleaner. This is to remove and kill off any mould, mildew or algae spores that are either on the surface or in the surface of the wood fibres. once this has been done, treat all visible surfaces as above with 2 coats of an exterior wood preserver followed by 2 coats of an exterior wood oil suitable for sheds or a decking oil. This will provide an excellent weather protective finish that can be easily maintained year after year by simply applying a maintenance coat of wood oil. An alternative to the above is to use a high quality exterior wood paint or an Exterior wood varnish.

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