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The best states to retire, based on what people really want State Overall ranking Quality of life Maine 1 77.8 Vermont 2 70.6 New Hampshire 3 59.4 Kentucky 4 59.3 23 more rows
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Learn More »One of the biggest questions in retirement planning is where to retire. Nearly 400,000 Americans moved states explicitly because of retirement in 2019 alone. And millions of Americans over 55 moved across state lines to warmer climates in Florida, Arizona, Texas, California, and other states typically thought of as retirement destinations. Of course, deciding where to retire is more complicated than picking a state that has reasonable summers, mild winters, and plenty of sunshine. Even with a solid retirement fund, the cost of housing, healthcare, and other factors are still important. To determine the best places to retire, The Motley Fool surveyed 1,500 Americans aged 55 and over about what they think the most important factors are when choosing where to retire. The Motley Fool ranked all 50 states for retirement based on their responses. Key findings The most important factors for where Americans retire are quality of life, housing costs, healthcare, crime, and public health (including COVID-19 response). Quality of life, for most Americans aged 55 and over, is defined by retail and dining, outdoor activities, and cultural activities like museums and theater. The five best states to retire in based on survey responses are Maine, Vermont, New Hampshire, Kentucky, and West Virginia. What do people value in retirement? Quality of life, cost of housing, healthcare quality and cost, crime, and public health (including COVID-19 measures) are the most important factors Americans consider when deciding where to retire. Resistance to climate change, the political environment, diversity and equality, proximity to an airport, and public transit are the least important factors. Data source: The Motley Fool survey of 1,500 Americans age 55 and over, conducted December 2, 2021. Retirement factor Average importance (out of 10) Quality of life 8.4 Housing cost 8.2 Healthcare quality 8.2 Crime rate 8.2 Healthcare cost 8.1 Public health, including Covid-19 response 7.7 Taxes 7.6 Non-housing costs 7.5 Weather 7.3 Proximity to family 7.2 Walkability 6.6 Resistance to climate change 6.1 Political environment 5.9 Diversity and equality 5.8 Proximity to airport 5.0 Public transit 4.8 What is "quality of life"? We asked 1,500 American adults around retirement age this question, and retail and dining came out at the top of the list, with 57% of respondents saying they're important in quality of life. Outdoor activities (47%) and cultural activities (35%) were high priorities as well, with spiritual community (31%), organized activities for retirees (23%), and civic organizations (14%) being less of a priority. The best states to retire, ranked To find the best places to retire, we took the priorities identified by our survey respondents and mapped them to data. In the end, we came up with a ranking that's surprising, but driven by the desires of Americans in and near retirement age.
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Read More »State Overall ranking Quality of life Housing cost Healthcare cost and quality Crime rate rate Public health/COVID-19 response Sales taxes Non-housing costs Weather Total score Maine 1 77.8 57.4 58.7 80.9 67.5 42.6 55.8 12.1 56.60 Vermont 2 70.6 58.0 55.8 74.8 76.8 38.9 52.9 12.6 55.04 New Hampshire 3 59.4 49.4 51.1 81.8 55.6 68.7 54.5 16.4 54.62 Kentucky 4 59.3 75.3 28.6 62.6 44.1 39.4 68.5 34.0 51.48 West Virginia 5 64.3 82.2 19.2 53.9 48.8 38.1 71.3 27.4 50.66 Iowa 6 50.2 75.7 66.6 60.0 14.8 39.1 71.2 24.1 50.21 Wisconsin 7 44.2 67.6 61.4 60.0 32.6 44.0 67.3 17.5 49.32 Nebraska 8 42.1 70.6 56.0 47.0 34.1 39.0 68.7 31.5 48.61 Rhode Island 9 61.3 48.9 51.4 67.9 42.6 36.2 52.1 28.2 48.58 Wyoming 10 47.7 61.6 28.8 67.9 38.5 45.9 68.7 28.4 48.43 Oregon 11 59.4 38.6 52.3 34.8 58.2 66.7 43.4 32.4 48.23 Virginia 12 36.4 55.2 34.3 67.0 46.2 40.6 65.3 37.3 47.78 Ohio 13 46.4 73.8 44.3 48.7 39.9 33.3 69.2 26.2 47.74 Pennsylvania 14 52.7 67.2 50.3 60.0 27.3 38.5 63.5 21.9 47.69 Delaware 15 32.3 57.5 53.0 28.7 44.7 68.4 59.0 37.1 47.59 Michigan 16 49.2 70.5 52.0 40.0 36.6 40.7 70.3 19.2 47.32 Mississippi 17 71.6 78.9 6.2 43.5 16.3 34.0 75.0 51.3 47.10 Montana 18 57.5 48.9 52.6 33.1 33.4 67.8 63.3 19.8 47.06 Connecticut 19 41.5 57.0 51.6 74.8 39.4 36.2 49.4 26.7 47.05 North Carolina 20 51.6 63.7 33.5 32.2 45.1 37.5 66.6 44.0 46.78 Indiana 21 50.6 72.9 37.8 43.5 30.2 37.8 70.6 28.5 46.50 Kansas 22 51.9 74.0 41.4 29.6 23.6 32.8 73.7 41.1 46.00 Illinois 23 56.2 67.4 34.9 40.9 31.5 32.2 71.0 29.5 45.45 Idaho 24 35.4 42.6 51.8 74.0 24.4 40.7 66.1 27.9 45.36 North Dakota 25 47.9 65.7 47.2 52.2 24.2 34.9 65.6 17.0 44.32 Oklahoma 26 60.9 77.5 12.4 13.9 37.6 30.9 72.7 48.2 44.27 Florida 27 33.6 57.0 20.1 37.4 36.7 37.5 62.8 66.4 43.93 South Carolina 28 59.0 66.9 29.6 4.4 34.5 34.4 67.8 52.4 43.62 New Jersey 29 55.0 44.9 34.6 76.6 23.4 30.4 50.2 31.8 43.36 Missouri 30 56.6 71.9 28.6 13.9 33.5 36.4 70.5 35.3 43.35 New York 31 84.2 51.9 35.7 57.4 37.4 30.0 31.3 17.8 43.20 Arkansas 32 68.8 77.6 24.6 4.4 27.3 27.0 69.8 45.4 43.11 Maryland 33 34.6 50.9 49.6 33.1 47.8 38.1 47.9 34.3 42.04 Alabama 34 59.9 75.0 22.9 11.3 25.0 19.4 72.4 50.3 42.02 Louisiana 35 65.3 72.9 17.3 1.7 28.1 22.2 69.3 56.9 41.73 Minnesota 36 20.8 59.2 47.2 53.1 38.1 35.2 64.2 14.8 41.57 New Mexico 37 31.8 65.4 41.8 0.0 36.0 30.7 70.9 55.7 41.53 South Dakota 38 51.3 65.1 47.7 43.5 0.0 33.5 66.7 24.3 41.52 Massachusetts 39 43.6 31.3 43.3 63.5 44.8 39.6 39.6 24.9 41.32 Georgia 40 31.1 64.2 11.4 33.1 30.9 35.4 71.5 52.8 41.29 Utah 41 1.9 35.4 60.6 52.2 37.4 37.2 62.8 41.5 41.14 Tennessee 42 59.0 66.2 23.0 8.7 29.9 26.7 71.4 39.2 40.50 Texas 43 27.4 64.4 9.1 23.5 32.0 33.1 69.4 60.3 39.93 Colorado 44 22.3 33.3 53.3 26.1 41.7 33.1 59.6 38.3 38.45 Hawaii 45 22.4 0.0 81.6 32.2 63.8 34.9 0.0 70.4 38.15 Alaska 46 23.0 59.2 43.2 0.9 70.5 61.3 44.7 0.0 37.84 Arizona 47 0.0 49.3 44.2 17.4 22.0 30.7 58.7 63.8 35.75 Washington 48 18.4 29.3 54.7 31.3 51.6 22.3 54.4 23.0 35.63 Nevada 49 22.4 47.8 18.2 21.8 31.3 29.4 61.4 46.1 34.79 California 50 17.4 9.0 48.8 23.5 46.2 28.4 28.9 60.2 32.80 The best states to retire in by factor Are you looking for the best state to retire in solely based on quality of life? Or the state with the lowest housing cost? Use the tables below to find out where you may want to consider moving. Best states to retire in for quality of life
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